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Industry · BANKINGFunction · Commercial
UC-289

Gold-Base Cross-Sell Propensity

Joins product holding and tenure into one customer view and ranks cross-sell targets across the 2.71 million gold customer base.

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The Challenge

2.71 million gold customers sit alongside vehicle, housing, MSME, insurance and microfinance products, but holdings are not joined into one view, so cross-sell is untargeted.

How It Works

  • Ingests customer, product-holding and tenure data with PII masking.
  • Propensity models score cross-sell likelihood per product.
  • Feeds ranked targets by segment and branch to the field.

What It Removes

  • Siloed product views
  • Untargeted cross-sell
  • Manual customer segmentation
Input Data RequirementsCustomer 360 data, product holdings, tenure
Output FormatCross-sell propensity lists, customer segments, branch-level targets
“The 2.71 million customers we already have become the cheapest growth we will ever buy.”
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