UC-288
Live Collections & Asset-Quality Watch
A live view of DPD buckets, roll-rates and GNPA by segment - credit cost watched as it moves, not reported after it lands.
6-8Build Duration
TBDIndicative ROI
The Challenge
The ~INR 8,000 cr non-gold and microfinance book carries a INR 600 cr+ credit-cost swing, yet its asset quality is reported after the fact rather than watched live.
How It Works
- Ingests DPD, roll-rate and GNPA streams via CDC.
- Governed metric computation with segment cuts and alerts.
- Serves the live dashboard with roll-rate trends and warnings.
What It Removes
- After-the-fact credit reporting
- Manual DPD bucketing
- Segment blind spots
Input Data RequirementsDPD buckets, roll-rates, GNPA by segment
Output FormatLive asset-quality dashboard, roll-rate trends, segment credit-cost view
“The INR 600-crore swing is watched live, not discovered at review.”