UC-095
Budget-to-Actual Variance Commentary
Reads ledger deltas and driver data to write plain-English explanations of why each budget-to-actual line moved that month.
8-14Build Duration
1.5-9xIndicative ROI
The Challenge
Variance tables show what moved but not why, so advisors write the explanation by hand. Month-end lag and a monthly client cadence mean commentary is rebuilt for every account.
How It Works
- Ingests budget and actual ledger data plus driver detail from the accounting-system pipeline.
- Attributes each variance line to its driver and ranks the moves worth explaining.
- Returns drafted commentary to the advisor for review inside the monthly pack.
What It Removes
- Variance nobody can attribute to a driver
- Writing the same explanations every month
- Month-end lag before clients hear the why
Input Data RequirementsBudget and actual ledger data from the accounting-system pipeline, driver detail, prior-month commentary
Output FormatLine-level variance commentary in plain English, ranked driver attribution, advisor draft
“I get a written reason for every line that moved instead of writing them all myself.”